CU Explorer
Credit unions · Texas · Q2 2026

Empowerment Community Development FCU

Credit union in Houston, TX · NCUA charter #24769 · Federal charter

Legal name: Empowerment Community Development

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$685K
Total loans & leases$408K
Total shares & deposits$647K
Members571
Net worth$41K
Net worth / assets5.93%
Loans / assets59.55%
Return on assets (annualized)−11.46%
Loan growth (YoY)−18.77%
Member growth (YoY)−4.83%
Delinquency, all loans (60+ days)42.08%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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