CU Explorer
Credit unions · Indiana · Q2 2026

Urban Beginnings Choice FCU

Credit union in Fort Wayne, IN · NCUA charter #24781 · Federal charter

Legal name: Urban Beginnings Choice

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.8M
Total loans & leases$717K
Total shares & deposits$1.3M
Members299
Net worth$179K
Net worth / assets9.78%
Loans / assets39.19%
Return on assets (annualized)2.55%
Loan growth (YoY)9.71%
Member growth (YoY)2.40%
Delinquency, all loans (60+ days)3.89%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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