Credit unions · Tennessee · Q2 2026
Orion Financial AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.30B |
| Total loans & leases | $1.14B |
| Total shares & deposits | $1.03B |
| Members | 70,670 |
| Net worth | $240M |
| Net worth / assets | 18.42% |
| Loans / assets | 87.87% |
| Return on assets (annualized) | 0.10% |
| Loan growth (YoY) | 9.17% |
| Member growth (YoY) | 4.07% |
| Delinquency, all loans (60+ days) | 0.55% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Educational |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Orion Financial (Memphis, TN) announced in January 2026 that it will deploy Scienaptic's AI credit decisioning platform to bring AI and automation into loan underwriting. The evidence is a single vendor press release (syndicated to Yahoo Finance) describing a planned deployment, with a supporting quote from Orion's CEO.
- Orion Financial to Deploy Scienaptic AI for Advanced Credit Underwriting “To support this next phase of lending, Orion is implementing a modern credit decisioning technology that brings AI and automation into underwriting”