CU Explorer
Credit unions · Mississippi · Q2 2026

Pearl Municipal FCU

Credit union in Pearl, MS · NCUA charter #24880 · Federal charter

Legal name: Pearl Municipal

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$2.0M
Total loans & leases$1.5M
Total shares & deposits$1.4M
Members717
Net worth$520K
Net worth / assets26.40%
Loans / assets78.57%
Return on assets (annualized)0.53%
Loan growth (YoY)1.91%
Member growth (YoY)4.21%
Delinquency, all loans (60+ days)0.84%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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