CU Explorer
Credit unions · Utah · Q2 2026

Desert Rivers Credit Union, Grand County Credit Union

Credit union in Moab, UT · NCUA charter #24918 · Federal charter

Legal name: Desert Rivers

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$117M
Total loans & leases$96.5M
Total shares & deposits$106M
Members7,875
Net worth$9.9M
Net worth / assets8.44%
Loans / assets82.66%
Return on assets (annualized)0.51%
Loan growth (YoY)8.50%
Member growth (YoY)−3.82%
Delinquency, all loans (60+ days)1.34%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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