CU Explorer
Credit unions · Pennsylvania · Q2 2026

Saint Nicholas FCU

Credit union in Wilkes Barre, PA · NCUA charter #2583 · Federal charter

Legal name: Saint Nicholas

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.6M
Total loans & leases$2.3M
Total shares & deposits$3.1M
Members843
Net worth$541K
Net worth / assets14.99%
Loans / assets62.49%
Return on assets (annualized)0.87%
Loan growth (YoY)−3.66%
Member growth (YoY)−9.26%
Delinquency, all loans (60+ days)0.85%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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