CU Explorer
Credit unions · Indiana · Q2 2026

Profinance FCU

Credit union in Merrillville, IN · NCUA charter #2711 · Federal charter

Legal name: Profinance

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$15.0M
Total loans & leases$6.7M
Total shares & deposits$11.8M
Members1,391
Net worth$3.0M
Net worth / assets20.01%
Loans / assets44.65%
Return on assets (annualized)0.21%
Loan growth (YoY)−0.35%
Member growth (YoY)−1.63%
Delinquency, all loans (60+ days)3.79%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech participations, fintech P2P payments, online loan payments, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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