CU Explorer

Clifton NJ Postal Employees FCU

Credit union in Clifton, NJ · NCUA charter #277 · Federal charter

Legal name: Clifton NJ Postal Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$2.1M
Total loans & leases$373K
Total shares & deposits$1.2M
Members239
Net worth$1.1M
Net worth / assets52.17%
Loans / assets17.42%
Return on assets (annualized)0.10%
Loan growth (YoY)−4.56%
Member growth (YoY)−4.78%
Delinquency, all loans (60+ days)6.71%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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