Credit unions · Nebraska · Q2 2026
Centris FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.49B |
| Total loans & leases | $1.23B |
| Total shares & deposits | $1.29B |
| Members | 130,200 |
| Net worth | $140M |
| Net worth / assets | 9.35% |
| Loans / assets | 82.64% |
| Return on assets (annualized) | 0.73% |
| Loan growth (YoY) | 1.90% |
| Member growth (YoY) | −9.71% |
| Delinquency, all loans (60+ days) | 1.53% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Centris FCU uses AI-driven loan underwriting, implemented in 2024 through its loan origination system provider, to automate and expand loan approvals. The only AI wording on its own website concerns warning members about AI scams, which is not evidence of AI use.
- AI revolutionizes loan approvals at Centris Federal CU “Centris Federal Credit Union implemented AI-loan underwriting in 2024 to automate and expand their loan approvals.”