CU Explorer
Credit unions · New York · Q2 2026

SJP Federal Credit Union

Credit union in Buffalo, NY · NCUA charter #3306 · Federal charter

Legal name: SJP

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$188M
Total loans & leases$153M
Total shares & deposits$163M
Members7,347
Net worth$20.8M
Net worth / assets11.08%
Loans / assets81.72%
Return on assets (annualized)1.25%
Loan growth (YoY)7.99%
Member growth (YoY)1.48%
Delinquency, all loans (60+ days)0.93%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open SJP Federal Credit Union in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in New York

Self Reliance Financial FCUNew YorkSeneca Nation of Indians FCUIrvingServu FCUPainted PostSidney FCUSidneySing Sing Employees FCUBriarcliff ManoSister's Hospital Employees FCUBuffaloSloan Public Schools FCUCheektowagaSolutions FCUElmiraSouthern Baptist Church of New York FCUNew YorkSouthern Chautauqua FCULakewoodSPC Brooklyn FCUBrooklynSpecial Metals FCUNew Hartford

All credit unions in New York →