CU Explorer
Credit unions · New York · Q2 2026

FourLeaf Financial Group AI Score

Credit union in Bethpage, NY · NCUA charter #4735 · Federal charter

Legal name: Fourleaf

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$14.42B
Total loans & leases$11.42B
Total shares & deposits$13.00B
Members527,400
Net worth$1.30B
Net worth / assets8.99%
Loans / assets79.20%
Return on assets (annualized)0.58%
Loan growth (YoY)7.43%
Member growth (YoY)5.00%
Delinquency, all loans (60+ days)2.23%
CharterFederal charter
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeCommunity

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

FourLeaf (formerly Bethpage) Federal Credit Union's CEO has publicly described using AI in its auto lending to grow originations while maintaining credit standards, which places AI inside a lending process. Its own website also offers a member-facing virtual assistant for product and service questions.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech unsecured lending, fintech for communication / chat, other fintech, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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