CU Explorer
Credit unions · Illinois · Q2 2026

Chicago Area Office FCU

Credit union in Chicago, IL · NCUA charter #5045 · Federal charter

Legal name: Chicago Area Office

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$9.4M
Total loans & leases$2.5M
Total shares & deposits$7.4M
Members1,092
Net worth$1.9M
Net worth / assets20.49%
Loans / assets26.60%
Return on assets (annualized)−1.54%
Loan growth (YoY)−7.60%
Member growth (YoY)−14.02%
Delinquency, all loans (60+ days)6.32%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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