Credit unions · California · Q2 2026
Altaone FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $967M |
| Total loans & leases | $761M |
| Total shares & deposits | $872M |
| Members | 53,420 |
| Net worth | $88.9M |
| Net worth / assets | 9.19% |
| Loans / assets | 78.68% |
| Return on assets (annualized) | 0.17% |
| Loan growth (YoY) | 1.81% |
| Member growth (YoY) | −9.61% |
| Delinquency, all loans (60+ days) | 0.70% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
AltaOne's own news page describes ALTA, an AI-powered digital assistant that works inside its new digital loan process, sending applicants status updates and collecting the documents and information needed for their application. A separate announcement names an AI-powered earned wage access service for members, but no evidence shows AI agents taking actions on their own.
- News & Information | AltaOne Federal Credit Union “ALTA, AltaOne’s AI powered digital assistant. ALTA keeps applicants updated with real-time text messages about their loan status, collects documents and any outstanding information needed.”
- AltaOne Federal Credit Union Launches Award-Winning Digital Lending Experience Powered by WithCLUTCH - Kern Valley Sun “AltaOne Federal Credit Union is excited to announce the launch of its new online loan experience, powered by its partnership with WithCLUTCH”
- AltaOne Launches AI-Powered AnyTimePay and Announces Strategic Investment in Veep | News | desertnews.com “AltaOne Federal Credit Union today announced the launch of AnyTimePay™, Veep Software's AI-powered earned wage access solution”