Credit unions · Maryland · Q2 2026
Andrews Federal Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $2.69B |
| Total loans & leases | $2.08B |
| Total shares & deposits | $2.03B |
| Members | 162,200 |
| Net worth | $286M |
| Net worth / assets | 10.62% |
| Loans / assets | 77.26% |
| Return on assets (annualized) | 0.41% |
| Loan growth (YoY) | 12.14% |
| Member growth (YoY) | 11.03% |
| Delinquency, all loans (60+ days) | 1.50% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Military |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Andrews Federal Credit Union announced in July 2025 that it adopted Scienaptic AI's platform for credit underwriting and lending decisions, which puts AI inside its loan decisioning process. The evidence comes from a single vendor press release republished across outlets, and there is no public evidence of AI agents taking actions.
- Andrews Federal Credit Union Taps Scienaptic AI to Elevate Lending and Expand Credit Access “Andrews Federal is adopting Scienaptic's AI-powered, regulatory-compliant technology to support its goals of making faster, smarter lending decisions, streamlining credit processes”