CU Explorer

Levo FCU AI Score

Credit union in Sioux Falls, SD · NCUA charter #60 · Federal charter

Legal name: Levo

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$516M
Total loans & leases$328M
Total shares & deposits$454M
Members32,940
Net worth$59.3M
Net worth / assets11.50%
Loans / assets63.54%
Return on assets (annualized)0.76%
Loan growth (YoY)−0.59%
Member growth (YoY)−10.73%
Delinquency, all loans (60+ days)1.49%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeCommunity

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

A 2022 trade-press report says Levo Credit Union of Sioux Falls went live on Scienaptic's AI credit decision platform, which shapes its loan approval decisions. Only this single, dated third-party source was available, so no higher level is supported.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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