Credit unions · Michigan · Q2 2026
Wildfire CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.20B |
| Total loans & leases | $727M |
| Total shares & deposits | $1.07B |
| Members | 50,640 |
| Net worth | $132M |
| Net worth / assets | 10.95% |
| Loans / assets | 60.43% |
| Return on assets (annualized) | 0.59% |
| Loan growth (YoY) | 11.20% |
| Member growth (YoY) | 2.49% |
| Delinquency, all loans (60+ days) | 0.60% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Wildfire Credit Union has deployed Scienaptic's AI credit decisioning platform, integrated with its MeridianLink Consumer loan origination system, so AI shapes loan underwriting decisions inside its lending process. Two announcements, one including quotes from the credit union's own lending executives, describe the deployment.
- Wildfire Credit Union Goes Live with Scienaptic's AI-Powered Credit Underwriting Platform | Scienaptic AI “Wildfire Credit Union is now live on its AI-powered credit decisioning platform”