Credit unions · North Dakota · Q2 2026
FCCU Home Loans AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.53B |
| Total loans & leases | $1.14B |
| Total shares & deposits | $1.13B |
| Members | 46,880 |
| Net worth | $188M |
| Net worth / assets | 12.34% |
| Loans / assets | 74.39% |
| Return on assets (annualized) | 0.85% |
| Loan growth (YoY) | 10.66% |
| Member growth (YoY) | 0.43% |
| Delinquency, all loans (60+ days) | 0.61% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
First Community Credit Union's own website describes "Blu," a 24/7 virtual assistant that answers common member questions and handles routine tasks on incoming calls, which is a member-facing AI assistant working from the credit union's own information. No public evidence was found of AI making decisions inside lending, collections or other workflows.
- FCCU Home Loans website “Blu is your 24/7 virtual assistant that is here to help when you call, quickly answering common questions and handling routine tasks”