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Credit unions · Arizona · Q2 2026

Alhambra CU AI Score

Credit union in Phoenix, AZ · NCUA charter #60165 · State charter (federally insured)

Legal name: Alhambra

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$33.8M
Total loans & leases$21.9M
Total shares & deposits$30.6M
Members4,040
Net worth$3.1M
Net worth / assets9.20%
Loans / assets64.73%
Return on assets (annualized)0.13%
Loan growth (YoY)0.11%
Member growth (YoY)0.55%
Delinquency, all loans (60+ days)0.86%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Alhambra CU's own website advertises a member-facing virtual assistant named "Ava," indicating an AI assistant answering member questions from the credit union's own information. No evidence was found of AI in lending, collections or other decision-making processes.

  • Alhambra CU website alhambracu.com · 2026-09-22 · website scan
    “Alhambra's Virtual Assistant - Ava”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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