CU Explorer
Credit unions · Illinois · Q2 2026

GLCU AI Score

Credit union in Bannockburn, IL · NCUA charter #60238 · State charter (federally insured)

Legal name: Great Lakes

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.43B
Total loans & leases$1.09B
Total shares & deposits$1.21B
Members100,600
Net worth$130M
Net worth / assets9.07%
Loans / assets75.82%
Return on assets (annualized)0.38%
Loan growth (YoY)−3.04%
Member growth (YoY)−9.27%
Delinquency, all loans (60+ days)1.26%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

GLCU's own website says it operates a named virtual assistant, "Olive," that handles member phone and chat contact around the clock, which is a member-facing AI assistant answering from the credit union's own information. No public evidence was found of AI making decisions inside lending, collections or other workflows.

  • GLCU website glcu.org · 2026-09-22 · website scan
    “Olive, our virtual assistant, is available 24/7 via phone and chat.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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