Alabama Central CU
Credit union in Birmingham, AL · NCUA charter #60712 · State charter (federally insured)
Legal name: Alabama Central
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $214M |
| Total loans & leases | $141M |
| Total shares & deposits | $193M |
| Members | 18,380 |
| Net worth | $20.6M |
| Net worth / assets | 9.64% |
| Loans / assets | 66.04% |
| Return on assets (annualized) | 0.94% |
| Loan growth (YoY) | −0.82% |
| Member growth (YoY) | −9.98% |
| Delinquency, all loans (60+ days) | 0.44% |
| Charter | State charter (federally insured) |
| Asset band | $50M–$250M |
| NCUA peer group | $100M–$500M |
| Sponsor type | Manufacturing (inferred from the name) |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
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