CU Explorer
Credit unions · Iowa · Q2 2026

Iowa Heartland CU

Credit union in Mason City, IA · NCUA charter #60718 · State charter (federally insured)

Legal name: Iowa Heartland

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$30.3M
Total loans & leases$11.5M
Total shares & deposits$25.0M
Members3,247
Net worth$5.2M
Net worth / assets17.04%
Loans / assets38.14%
Return on assets (annualized)−0.37%
Loan growth (YoY)−9.33%
Member growth (YoY)−4.86%
Delinquency, all loans (60+ days)0.42%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, account aggregation, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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