CU Explorer
Credit unions · Ohio · Q2 2026

Community First CU

Credit union in Ashtabula, OH · NCUA charter #61094 · State charter (federally insured)

Legal name: Community First

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$99.8M
Total loans & leases$47.6M
Total shares & deposits$85.1M
Members4,919
Net worth$13.9M
Net worth / assets13.96%
Loans / assets47.70%
Return on assets (annualized)1.44%
Loan growth (YoY)10.10%
Member growth (YoY)−2.79%
Delinquency, all loans (60+ days)1.69%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, fintech for communication / chat, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Community First CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Ohio

Cleveland Police CUClevelandCleveland Selfreliance FCUParmaCME FCUColumbusCode CUDaytonColumbiana County School Employees CULisbonCommodore Perry FCUOak HarborCommunity One Credit Union of OhioNorth CantonCommunity Star CUElyriaCredit Union of OhioHilliardCSE FCUNorth CantonDay Air CUKetteringDECA CUCincinnati

All credit unions in Ohio →