CU Explorer
Credit unions · Alabama · Q2 2026

Social Security CU

Credit union in Birmingham, AL · NCUA charter #61391 · State charter (federally insured)

Legal name: Social Security

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$37.4M
Total loans & leases$13.9M
Total shares & deposits$28.5M
Members2,625
Net worth$8.5M
Net worth / assets22.63%
Loans / assets37.08%
Return on assets (annualized)1.59%
Loan growth (YoY)5.97%
Member growth (YoY)−4.02%
Delinquency, all loans (60+ days)1.47%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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