CU Explorer
Credit unions · Minnesota · Q2 2026

Red Lake Co. OP FCU

Credit union in Red Lake Falls, MN · NCUA charter #6144 · Federal charter

Legal name: Red Lake Co OP

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$7.0M
Total loans & leases$5.0M
Total shares & deposits$6.1M
Members1,440
Net worth$903K
Net worth / assets12.88%
Loans / assets71.17%
Return on assets (annualized)0.01%
Loan growth (YoY)22.77%
Member growth (YoY)1.62%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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