Credit unions · Texas · Q2 2026
A+ FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $2.58B |
| Total loans & leases | $2.07B |
| Total shares & deposits | $2.06B |
| Members | 191,600 |
| Net worth | $352M |
| Net worth / assets | 13.67% |
| Loans / assets | 80.29% |
| Return on assets (annualized) | 0.89% |
| Loan growth (YoY) | 0.44% |
| Member growth (YoY) | 0.85% |
| Delinquency, all loans (60+ days) | 2.08% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Educational |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
A+ FCU's own website says members can get help around the clock from a virtual chatbot assistant called A.P.R.I.L., which answers frequently asked questions and hands off to live chat with staff. There is no public evidence of AI inside lending, collections or other decision-making workflows.
- A+ FCU website “Get help 24/7 from our virtual assistant, A.P.R.I.L.”
- A+ FCU website “for frequently asked questions or wish to chat with an A+ Team Member during normal business hours, we recommend using A.P.R.I.L., our virtual chatbot and live chat service”