CU Explorer
Credit unions · Florida · Q2 2026

Loyalty CU

Credit union in Pensacola, FL · NCUA charter #62417 · State charter (federally insured)

Legal name: Loyalty

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$300M
Total loans & leases$167M
Total shares & deposits$264M
Members18,800
Net worth$34.9M
Net worth / assets11.61%
Loans / assets55.66%
Return on assets (annualized)0.98%
Loan growth (YoY)7.25%
Member growth (YoY)−6.20%
Delinquency, all loans (60+ days)0.66%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Loyalty CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Florida

Jefferson County Teachers CUMonticelloJetstream FCUMiami LakesJM Associates FCUJacksonvilleKEYS FCUKey WestLaunchMerritt IslandLocal 606 Electrical Workers FCUOrlandoMadison Education Association CUMadisonMcCoy FCUOrlandoMembers FirstPensacolaMemorial Employees Financial CUHollywoodMetro North FCUJacksonvilleMiami FCUMiami

All credit unions in Florida →