CU Explorer
Credit unions · Tennessee · Q2 2026

Gallatin Steam Plant CU

Credit union in Gallatin, TN · NCUA charter #63868 · State charter (federally insured)

Legal name: Gallatin Steam Plant

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$8.1M
Total loans & leases$4.5M
Total shares & deposits$6.7M
Members640
Net worth$1.4M
Net worth / assets16.96%
Loans / assets55.51%
Return on assets (annualized)0.59%
Loan growth (YoY)−4.36%
Member growth (YoY)−0.31%
Delinquency, all loans (60+ days)2.55%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeManufacturing (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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