Credit unions · Missouri · Q2 2026

Postal & Community CU

Credit union in Saint Joseph, MO · NCUA charter #64145 · State charter (federally insured)

Legal name: Postal & Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$94.7M
Total loans & leases	$74.3M
Total shares & deposits	$85.4M
Members	11,160
Net worth	$9.3M
Net worth / assets	9.86%
Loans / assets	78.54%
Return on assets (annualized)	1.05%
Loan growth (YoY)	14.35%
Member growth (YoY)	0.80%
Delinquency, all loans (60+ days)	0.38%

Charter	State charter (federally insured)
Asset band	$50M–$250M
NCUA peer group	$50M–$100M
Sponsor type	Community (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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