CU Explorer
Credit unions · Louisiana · Q2 2026

Cogic CU

Credit union in Lafayette, LA · NCUA charter #65780 · State charter (federally insured)

Legal name: Cogic

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$341K
Total loans & leases$204K
Total shares & deposits$326K
Members187
Net worth$15K
Net worth / assets4.38%
Loans / assets59.79%
Return on assets (annualized)−5.69%
Loan growth (YoY)−14.57%
Member growth (YoY)−26.09%
Delinquency, all loans (60+ days)1.79%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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