Credit unions · Oregon · Q2 2026
Oregon Community CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $3.70B |
| Total loans & leases | $3.28B |
| Total shares & deposits | $2.98B |
| Members | 298,500 |
| Net worth | $385M |
| Net worth / assets | 10.39% |
| Loans / assets | 88.68% |
| Return on assets (annualized) | 0.86% |
| Loan growth (YoY) | 0.02% |
| Member growth (YoY) | 6.59% |
| Delinquency, all loans (60+ days) | 1.49% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Oregon Community CU runs a member-facing virtual assistant on its own site that answers member questions and hands off to staff, and in November 2025 it selected eGain's AI knowledge and AI agent software to support member service. Nothing public shows AI making lending or other business decisions, or agents taking actions in systems.
- Oregon Community Credit Union Selects eGain AI Knowledge Hub™ and eGain AI Agent™ to Elevate Customer Service “OCCU || Oregon Community Credit Union has selected the eGain AI Knowledge Hub and AI Agent software to enhance its service delivery and member experience”
- Oregon Community CU website “our OCCU virtual assistant is available around the clock to answer many of your questions, and it can connect you to a member of our team during business hours”