CU Explorer
Credit unions · Illinois · Q2 2026

Mercer CU

Credit union in Aledo, IL · NCUA charter #65995 · State charter (federally insured)

Legal name: Mercer

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$2.6M
Total loans & leases$1.8M
Total shares & deposits$2.2M
Members416
Net worth$391K
Net worth / assets14.90%
Loans / assets68.09%
Return on assets (annualized)0.32%
Loan growth (YoY)−3.34%
Member growth (YoY)0.24%
Delinquency, all loans (60+ days)1.61%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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