CU Explorer
Credit unions · Nebraska · Q2 2026

Membersown CU AI Score

Credit union in Lincoln, NE · NCUA charter #66268 · State charter (federally insured)

Legal name: Membersown

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$109M
Total loans & leases$68.9M
Total shares & deposits$94.3M
Members8,979
Net worth$15.4M
Net worth / assets14.11%
Loans / assets63.04%
Return on assets (annualized)1.10%
Loan growth (YoY)−2.37%
Member growth (YoY)−0.42%
Delinquency, all loans (60+ days)0.91%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

The credit union's own contact page invites members to "ask our chatbot," indicating a member-facing automated assistant that answers questions on its site. No other public evidence describes deeper AI use.

  • Membersown CU website membersowncu.org · 2026-09-22 · website scan
    “Send us a message using the form below, give us a call or text at 402.436.5365 *, stop by a branch, or ask our chatbot.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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