CU Explorer
Credit unions · Illinois · Q2 2026

Imperial CU

Credit union in Springfield, IL · NCUA charter #66300 · State charter (federally insured)

Legal name: Imperial

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$76K
Total loans & leases$11K
Total shares & deposits$69K
Members192
Net worth$7.1K
Net worth / assets9.37%
Loans / assets14.03%
Return on assets (annualized)2.22%
Loan growth (YoY)12.45%
Member growth (YoY)−6.34%
Delinquency, all loans (60+ days)23.71%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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