CU Explorer

SECU

Credit union in Raleigh, NC · NCUA charter #66310 · State charter (federally insured)

Legal name: State Employees'

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$59.97B
Total loans & leases$38.67B
Total shares & deposits$53.49B
Members2,998,000
Net worth$6.07B
Net worth / assets10.12%
Loans / assets64.48%
Return on assets (annualized)0.72%
Loan growth (YoY)5.64%
Member growth (YoY)2.10%
Delinquency, all loans (60+ days)2.38%
CharterState charter (federally insured)
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeGovernment (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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