Credit unions · Wisconsin · Q2 2026
CoVantage AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $4.21B |
| Total loans & leases | $3.43B |
| Total shares & deposits | $3.51B |
| Members | 186,100 |
| Net worth | $411M |
| Net worth / assets | 9.77% |
| Loans / assets | 81.49% |
| Return on assets (annualized) | 1.19% |
| Loan growth (YoY) | 9.28% |
| Member growth (YoY) | 5.12% |
| Delinquency, all loans (60+ days) | 1.28% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
CoVantage Credit Union has implemented Scienaptic's AI credit underwriting platform and confirmed it live in 2024, so AI shapes decisions inside its consumer lending process. No public evidence shows AI agents taking actions in systems or autonomous multi-agent operations.
- CoVantage Credit Union Harnesses Scienaptic AI Platform to Transform Credit Decisioning “CoVantage Credit Union has chosen to implement its AI-powered credit decisioning platform”
- CoVantage Credit Union Goes Live With Scienaptic AI Platform to Transform Credit Underwriting “This deployment aims to enhance underwriting automation and improve the loan application process for CoVantage's members”