Credit unions · Wisconsin · Q2 2026
Unitedone CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $348M |
| Total loans & leases | $289M |
| Total shares & deposits | $283M |
| Members | 19,000 |
| Net worth | $41.2M |
| Net worth / assets | 11.82% |
| Loans / assets | 82.99% |
| Return on assets (annualized) | 0.92% |
| Loan growth (YoY) | 10.67% |
| Member growth (YoY) | −0.54% |
| Delinquency, all loans (60+ days) | 0.24% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Service (finance, health, transport, utilities) (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
UnitedOne runs a member-facing virtual assistant called Ollie that answers questions and handles account inquiries after verifying the caller's identity, so the AI works on the credit union's own member data. No public evidence shows AI making lending or other business decisions, or agents acting in systems.
- Unitedone CU website “Ask Ollie, Virtual Assistant”
- Notice, Terms & Conditions at UnitedOne Credit Union - UnitedOne Credit Union “All information obtained when using the chatbot will be handled in accordance with our privacy policy.”
- Ask Ollie, UnitedOne's Virtual Assistant - UnitedOne Credit Union “If you are asking about your account, Ollie will authenticate your identity by asking you to enter your Account Number or Social Security Number on the keypad and pressing #.”
- Ask Ollie, UnitedOne's Virtual Assistant - UnitedOne Credit Union “Ollie continues to learn and improve with every interaction, so each question you ask helps make the experience even better.”