CU Explorer
Credit unions · Texas · Q2 2026

Members Choice CU

Credit union in Houston, TX · NCUA charter #67508 · State charter (federally insured)

Legal name: Members Choice

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$721M
Total loans & leases$566M
Total shares & deposits$585M
Members45,760
Net worth$56.5M
Net worth / assets7.83%
Loans / assets78.47%
Return on assets (annualized)0.15%
Loan growth (YoY)4.79%
Member growth (YoY)−0.75%
Delinquency, all loans (60+ days)0.77%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech participations, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Members Choice CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Texas

Marshall T & P Employees FCUMarshallMatagorda County CUBay CityMcLennan County Employees FCUWacoMcMurrey FCUTylerMCT CUPort NechesMember Preferred FCUFort WorthMembers Choice of Central Texas FCUWacoMembers CUCleburneMembers Financial FCUMidlandMembers First CUCorpus ChristiMembers Trust of the Southwest FCUHoustonMembersource CUHouston

All credit unions in Texas →