CU Explorer
Credit unions · Texas · Q2 2026

Odessa Employees CU

Credit union in Odessa, TX · NCUA charter #67534 · State charter (federally insured)

Legal name: Odessa Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$21.0M
Total loans & leases$10.6M
Total shares & deposits$17.5M
Members1,374
Net worth$3.4M
Net worth / assets16.15%
Loans / assets50.68%
Return on assets (annualized)0.65%
Loan growth (YoY)14.45%
Member growth (YoY)1.40%
Delinquency, all loans (60+ days)0.00%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeManufacturing (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-signature, e-Statements, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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