Credit unions · Texas · Q2 2026

West Texas CU

Credit union in Odessa, TX · NCUA charter #67592 · State charter (federally insured)

Legal name: West Texas

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$70.3M
Total loans & leases	$38.0M
Total shares & deposits	$63.1M
Members	5,129
Net worth	$6.5M
Net worth / assets	9.29%
Loans / assets	54.06%
Return on assets (annualized)	0.11%
Loan growth (YoY)	−2.87%
Member growth (YoY)	3.99%
Delinquency, all loans (60+ days)	1.07%

Charter	State charter (federally insured)
Asset band	$50M–$250M
NCUA peer group	$50M–$100M
Sponsor type	Community (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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