CU Explorer
Credit unions · Ohio · Q2 2026

SORG Bay West FCU

Credit union in Middletown, OH · NCUA charter #6772 · Federal charter

Legal name: SORG Bay West

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$11.6M
Total loans & leases$8.3M
Total shares & deposits$10.9M
Members804
Net worth$583K
Net worth / assets5.01%
Loans / assets71.52%
Return on assets (annualized)0.02%
Loan growth (YoY)−6.14%
Member growth (YoY)−0.12%
Delinquency, all loans (60+ days)6.08%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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