CU Explorer
Credit unions · Missouri · Q2 2026

Missouri Electric Cooperatives Employees CU

Credit union in Jefferson City, MO · NCUA charter #67739 · State charter (federally insured)

Legal name: Missouri Electric Cooperatives EMPL

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$397M
Total loans & leases$232M
Total shares & deposits$344M
Members13,860
Net worth$44.9M
Net worth / assets11.32%
Loans / assets58.39%
Return on assets (annualized)1.37%
Loan growth (YoY)4.84%
Member growth (YoY)1.99%
Delinquency, all loans (60+ days)0.13%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeService (finance, health, transport, utilities) (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech P2P payments, fintech for communication / chat, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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