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Credit unions · Massachusetts · Q2 2026

City of Boston CU

Credit union in South Boston, MA · NCUA charter #67841 · State charter (federally insured)

Legal name: City of Boston

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$544M
Total loans & leases$368M
Total shares & deposits$467M
Members31,260
Net worth$49.4M
Net worth / assets9.07%
Loans / assets67.61%
Return on assets (annualized)0.39%
Loan growth (YoY)−8.01%
Member growth (YoY)−2.71%
Delinquency, all loans (60+ days)1.95%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeGovernment (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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