CU Explorer
Credit unions · Texas · Q2 2026

Keystone CU

Credit union in Tyler, TX · NCUA charter #67869 · State charter (federally insured)

Legal name: Keystone

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$40.2M
Total loans & leases$27.7M
Total shares & deposits$29.1M
Members2,828
Net worth$11.0M
Net worth / assets27.38%
Loans / assets68.93%
Return on assets (annualized)0.87%
Loan growth (YoY)−4.64%
Member growth (YoY)−5.42%
Delinquency, all loans (60+ days)0.68%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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