Credit unions · Maine · Q2 2026
Evergreen CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $644M |
| Total loans & leases | $485M |
| Total shares & deposits | $585M |
| Members | 33,290 |
| Net worth | $50.7M |
| Net worth / assets | 7.86% |
| Loans / assets | 75.30% |
| Return on assets (annualized) | 0.73% |
| Loan growth (YoY) | 9.72% |
| Member growth (YoY) | 4.49% |
| Delinquency, all loans (60+ days) | 1.05% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
A vendor announcement names Evergreen Credit Union of Maine, quoting its CEO, as having selected Scienaptic's AI credit decisioning platform for its lending operations. That places AI inside the loan decisioning process, but the only source is the vendor's press release.
- Evergreen Credit Union Selects Scienaptic AI to Power Smarter, More Inclusive Lending “Evergreen Credit Union has selected its AI platform to modernize its lending operations, accelerate decisioning speeds, and expand access to credit for its members”
- Evergreen Credit Union Selects Scienaptic AI to Power Smarter, More Inclusive Lending “With Scienaptic AI, our team will have a more complete understanding of each member's financial journey, enable more informed, more personalized lending decisions”