CU Explorer
Credit unions · Massachusetts · Q2 2026

Naveo CU AI Score

Credit union in Somerville, MA · NCUA charter #68046 · State charter (federally insured)

Legal name: Naveo

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$176M
Total loans & leases$113M
Total shares & deposits$151M
Members6,645
Net worth$15.1M
Net worth / assets8.57%
Loans / assets63.86%
Return on assets (annualized)0.36%
Loan growth (YoY)0.11%
Member growth (YoY)−4.65%
Delinquency, all loans (60+ days)0.39%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Naveo CU's website loads Posh AI, a conversational AI assistant platform, indicating a member-facing AI assistant that answers questions using the credit union's own information.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Naveo CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Massachusetts

Metrowest Community FCUFraminghamMiddlesex-Essex Postal Employees FCUNorth ReadingMillbury FCUMillburyMILLS42 FCULowellMorton FCUTauntonMycom FCUPittsfieldNESC Credit UnionMethuenNew Bedford CUNew BedfordNew England Lee FCUBostonNew England Teamsters FCUCharlestownNorfolk Community FCUNorfolkNorth Adams Me FCUNorth Adams

All credit unions in Massachusetts →