Credit unions · California · Q2 2026
Meriwest Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $2.11B |
| Total loans & leases | $1.58B |
| Total shares & deposits | $1.70B |
| Members | 75,480 |
| Net worth | $193M |
| Net worth / assets | 9.12% |
| Loans / assets | 75.06% |
| Return on assets (annualized) | 0.11% |
| Loan growth (YoY) | −3.46% |
| Member growth (YoY) | −2.38% |
| Delinquency, all loans (60+ days) | 0.81% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Other / mixed sponsor (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Meriwest launched an AI digital assistant called "Scout", built on Kasisto's conversational AI platform, that serves members in digital banking and absorbed contact-centre workload. No public evidence shows AI making decisions inside a process, or agents taking actions.
- Meriwest Credit Union Enhances Member Experience with Kasisto’s AI-Powered Digital Assistant: Observes 30% More Profitability Among Engaged Users" “Meriwest members who regularly interact with their Digital Assistant "Scout" are 30% more profitable than the typical digital banking user.”
- Meriwest Credit Union Enhances Member Experience with Kasisto’s AI-Powered Digital Assistant: Observes 30% More Profitability Among Engaged Users" “During the first six weeks after launch, Scout was able to successfully manage a workload equivalent to over two representatives”
- UPDATE – Meriwest Credit Union Enhances Member Experience With Kasisto’S AI-Powered Digital Assistant: Observes 30% More Profitability Among Engaged Users" “We are encouraged by our customers' positive response to Scout, our AI chatbot powered by Kasisto's Conversational Intelligence.”