CU Explorer
Credit unions · Missouri · Q2 2026

United Consumers CU

Credit union in Independence, MO · NCUA charter #68410 · State charter (federally insured)

Legal name: United Consumers

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$217M
Total loans & leases$157M
Total shares & deposits$189M
Members16,850
Net worth$26.0M
Net worth / assets11.97%
Loans / assets72.46%
Return on assets (annualized)1.06%
Loan growth (YoY)5.86%
Member growth (YoY)1.32%
Delinquency, all loans (60+ days)1.17%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeOther / mixed sponsor (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech unsecured lending, fintech participations, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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