CU Explorer
Credit unions · North Carolina · Q2 2026

Latino Community CU

Credit union in Durham, NC · NCUA charter #68430 · State charter (federally insured)

Legal name: Latino Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.04B
Total loans & leases$871M
Total shares & deposits$735M
Members124,300
Net worth$252M
Net worth / assets24.23%
Loans / assets83.58%
Return on assets (annualized)0.78%
Loan growth (YoY)2.00%
Member growth (YoY)−4.45%
Delinquency, all loans (60+ days)1.81%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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