Credit unions · Alabama · Q2 2026
Avadian CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.43B |
| Total loans & leases | $1.14B |
| Total shares & deposits | $1.29B |
| Members | 83,500 |
| Net worth | $147M |
| Net worth / assets | 10.31% |
| Loans / assets | 80.15% |
| Return on assets (annualized) | 1.06% |
| Loan growth (YoY) | 2.84% |
| Member growth (YoY) | −3.18% |
| Delinquency, all loans (60+ days) | 0.46% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Avadian uses Talkdesk's AI in its contact centre: an automated voice/chat assistant that lets members resolve routine matters themselves, plus real-time AI assistance and automated reporting for agents during member interactions. Evidence comes from the vendor's own customer pages naming Avadian, not from the credit union.
- How to Improve Credit Union Customer Experience (CX) | Talkdesk “They implemented Talkdesk Autopilot to provide members with seamless, convenient self-service options and Talkdesk Copilot to provide agents with real-time AI assistance”
- Avadian Credit Union - Customers Stories | Talkdesk “Avadian leverages Talkdesk Autopilot™ for seamless self-service and Talkdesk Copilot™ to equip agents with instant insights”
- Better Way with AI Day | Talkdesk “Avadian Credit Union empowers members with Talkdesk Autopilot™ giving the members the freedom to resolve routine matters through voice or chatbots”
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