Credit unions · Colorado · Q2 2026
Zing Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $406M |
| Total loans & leases | $275M |
| Total shares & deposits | $345M |
| Members | 29,950 |
| Net worth | $54.6M |
| Net worth / assets | 13.45% |
| Loans / assets | 67.75% |
| Return on assets (annualized) | 0.31% |
| Loan growth (YoY) | −0.48% |
| Member growth (YoY) | −3.48% |
| Delinquency, all loans (60+ days) | 0.48% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Zing Credit Union's own website announces "Amy Zing," an AI-powered voice assistant (with a Spanish-language counterpart) that answers member questions and handles simple account tasks after the member enters their member number. That places the AI on the credit union's own member account data, but there is no public evidence of AI making lending or other process decisions.
- Meet Amy Zing — Your Virtual Assistant - Zing Credit Union “She’s our new AI-powered voice assistant, ready to give you quick answers and help you take care of simple account tasks whenever you need — day or night.”
- Meet Amy Zing — Your Virtual Assistant - Zing Credit Union “Amy can handle many of the simple things that used to require a phone call to a live representative.”
- Meet Amy Zing — Your Virtual Assistant - Zing Credit Union “Es nuestro nuevo asistente de voz con IA en español, listo para darte respuestas rápidas y ayudarte con tareas sencillas de tu cuenta”